Crystal Lakes, OH vs Derby, OH

Crystal Lakes, OH and Derby, OH have a very similar cost of living, with only a 0.7% difference in their overall index. Crystal Lakes scores 72 while Derby scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Crystal Lakes is $1,026/month compared to $847/month in Derby — a 21% difference. Interestingly, home values tell a different story: while Derby has cheaper rent, Crystal Lakes actually has lower median home values ($118,400 vs $153,600).

Median household income in Crystal Lakes is $62,651 compared to $31,985 in Derby (+95.9%). While Crystal Lakes is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Crystal Lakes spend roughly 19.7% of their income on rent, less than the 31.8% in Derby. The Crystal Lakes ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (53.9°F vs 52.4°F). Crystal Lakes receives more rainfall at 41.3" per year compared to 35.8" in Derby.