Cost of Living in Crystal Lakes, OH

With a cost of living index of 72, Crystal Lakes, OH is one of the most affordable cities in the country. Living here is 28% cheaper than the national average and 6% below the Ohio state average of 78. Crystal Lakes is a small community of 1,270 residents.

Housing costs are the biggest factor in Crystal Lakes's cost of living. The median monthly rent is $1,026 (22% below the US median of $1,319), and the median home value sits at $118,400 (61% below the national median of $304,900). At current prices, the median home costs roughly 1.9x the median household income — well within traditional affordability guidelines.

The median household income in Crystal Lakes is $62,651, which is 17% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Crystal Lakes. The area sees an average annual temperature of 53.9°F, with summers averaging 74°F and winters around 32°F. Annual rainfall totals 41.3 inches spread over roughly 134 days.

Everyday prices in the Springfield, OH (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.