Cheektowaga, NY vs Troy, NY

Cheektowaga is moderately more affordable than Troy, with a 7.5% lower cost of living index. Cheektowaga scores 78 compared to 85 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cheektowaga is $1,025/month compared to $1,134/month in Troy — a 10% difference. Home values follow the same pattern: Cheektowaga is more affordable at $169,200 median vs $192,500.

Median household income in Cheektowaga is $66,293 compared to $57,688 in Troy (+14.9%). Cheektowaga offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cheektowaga spend roughly 18.6% of their income on rent, less than the 23.6% in Troy.