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Bermuda Dunes, CA vs San Fernando, CA

133
Bermuda Dunes
California
VS
-7%
143
San Fernando
California

Bermuda Dunes is moderately more affordable than San Fernando, with a 7% lower cost of living index. Bermuda Dunes scores 133 compared to 143 for San Fernando, where the US average is 100. This difference means residents of San Fernando can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bermuda Dunes is $1,774/month compared to $1,690/month in San Fernando — a 5% difference. Interestingly, home values tell a different story: while San Fernando has cheaper rent, Bermuda Dunes actually has lower median home values ($509,100 vs $630,700).

Median household income in Bermuda Dunes is $93,819 compared to $79,694 in San Fernando (+17.7%). Bermuda Dunes offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bermuda Dunes spend roughly 22.7% of their income on rent, less than the 25.4% in San Fernando.

Income & Cost

Cost of Living Index
Bermuda Dunes
133
7% cheaper
San Fernando
143
Median Household Income
Bermuda Dunes
$93,819
15% higher
San Fernando
$79,694

Housing

Median Rent
Bermuda Dunes
$1,774
San Fernando
$1,690
5% cheaper
Median Home Value
Bermuda Dunes
$509,100
19% cheaper
San Fernando
$630,700
Population
Bermuda Dunes
8,074
San Fernando
23,716

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bermuda Dunes $2,020
San Fernando $2,031
1% cheaper
1 Bed
Bermuda Dunes $2,148
San Fernando $2,272
5% cheaper
2 Bed
Bermuda Dunes $2,675
San Fernando $2,835
6% cheaper
3 Bed
Bermuda Dunes $3,520
San Fernando $3,599
2% cheaper
4 Bed
Bermuda Dunes $4,178
San Fernando $4,010
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bermuda Dunes $3.13
San Fernando $3.28
US $3.07
🥚
Eggs (grade A, large)
Bermuda Dunes $2.55
San Fernando $2.68
US $2.50
🥛
Milk (whole)
Bermuda Dunes $4.11
San Fernando $4.31
US $4.03
🍞
Bread (white)
Bermuda Dunes $1.89
San Fernando $1.98
US $1.85
🍗
Chicken breast
Bermuda Dunes $4.22
San Fernando $4.44
US $4.14
Electricity
Bermuda Dunes $0.31
San Fernando $0.27
US $0.19