Belmont, NH vs Jaffrey, NH

Jaffrey is moderately more affordable than Belmont, with a 9.9% lower cost of living index. Belmont scores 93 compared to 85 for Jaffrey, where the US average is 100. This difference means residents of Belmont can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belmont is $1,413/month compared to $950/month in Jaffrey — a 49% difference. Interestingly, home values tell a different story: while Jaffrey has cheaper rent, Belmont actually has lower median home values ($150,000 vs $219,200).

Median household income in Belmont is $51,086 compared to $95,600 in Jaffrey (-46.6%). Jaffrey offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Belmont spend roughly 33.2% of their income on rent, more than the 11.9% in Jaffrey. The Jaffrey ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (47.2°F vs 46.4°F). Jaffrey receives more rainfall at 46.4" per year compared to 42" in Belmont.