Cost of Living in Jaffrey, NH

With a cost of living index of 85, Jaffrey, NH is a very affordable place to live. Living here is 15% cheaper than the national average and 17% below the New Hampshire state average of 102. Jaffrey is a small community of 2,885 residents.

Housing costs are the biggest factor in Jaffrey's cost of living. The median monthly rent is $950 (28% below the US median of $1,319), and the median home value sits at $219,200 (28% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Jaffrey is $95,600, which is 27% higher than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Jaffrey. The area sees an average annual temperature of 46.4°F, with summers averaging 67°F and winters around 25°F. Annual rainfall totals 46.4 inches spread over roughly 151 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.