Ballard, CA vs Loma Rica, CA

The cost of living difference between Ballard, CA and Loma Rica, CA is dramatic. Loma Rica is 84.4% cheaper than Ballard, a gap that translates to thousands of dollars per year in household expenses. Ballard has a cost index of 239 while Loma Rica sits at 129, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ballard is $2,260/month compared to $1,740/month in Loma Rica — a 30% difference. Home values follow the same pattern: Loma Rica is more affordable at $491,600 median vs $1,589,300.

Median household income in Ballard is $113,750 compared to $98,935 in Loma Rica (+15%). Ballard does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Ballard spend roughly 23.8% of their income on rent, more than the 21.1% in Loma Rica.