Amsterdam, NY vs Troy, NY

Amsterdam is moderately more affordable than Troy, with a 13.5% lower cost of living index. Amsterdam scores 73 compared to 85 for Troy, where the US average is 100. This difference means residents of Troy can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Amsterdam is $955/month compared to $1,134/month in Troy — a 16% difference. Home values follow the same pattern: Amsterdam is more affordable at $119,800 median vs $192,500.

Median household income in Amsterdam is $50,193 compared to $57,688 in Troy (-13%). The higher salaries in Troy partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Amsterdam spend roughly 22.8% of their income on rent, less than the 23.6% in Troy.