Cost of Living in Point Arena, CA

With a cost of living index of 110, Point Arena, CA is somewhat more expensive than average. Living here is 10% more expensive than the national average and 34% below the California state average of 144. Point Arena is a small community of 831 residents.

Housing costs are the biggest factor in Point Arena's cost of living. The median monthly rent is $1,201 (9% below the US median of $1,319), and the median home value sits at $431,300 (41% above the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Point Arena is $105,726, which is 41% higher than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Point Arena. The area sees an average annual temperature of 59.8°F, with summers averaging 73°F and winters around 48°F. Annual rainfall totals 34.8 inches spread over roughly 86 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.