Cost of Living in Mountain Gate, CA

With a cost of living index of 91, Mountain Gate, CA is slightly more affordable than average. Living here is 9% cheaper than the national average and 52% below the California state average of 144. Mountain Gate is a small community of 763 residents.

Housing costs are the biggest factor in Mountain Gate's cost of living. The median monthly rent is $1,433 (9% above the US median of $1,319), and the median home value sits at $144,900 (52% below the national median of $304,900). At current prices, the median home costs roughly 5.4x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Mountain Gate is $26,655, which is 65% lower than the national median of $75,149. Residents spend roughly 65% of household income on rent. This is well above the 30% affordability threshold, indicating a significant housing cost burden for many residents. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Mountain Gate. The area sees an average annual temperature of 63.4°F, with summers averaging 81°F and winters around 48°F. Annual rainfall totals 33.5 inches spread over roughly 81 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Redding, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.