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Cost of Living in Moss Beach, CA

Population: 3,016 | California

172
Cost of Living Index
US Average = 100

Moss Beach is 72% more expensive than the national average.

100
Housing
365
Home Values
118
Regional Price

Cost of Living in Moss Beach, CA: What You Need to Know

With a cost of living index of 172, Moss Beach, CA is one of the most expensive cities in the United States. Living here is 72% more expensive than the national average and 29% above the California state average of 144. Moss Beach is a small community of 3,016 residents.

The median household income in Moss Beach is $128,333, which is 71% higher than the national median of $75,149. While incomes are above average, they do not fully offset the higher cost of living.

Climate is another factor for anyone considering a move to Moss Beach. The area sees an average annual temperature of 58.7°F, with summers averaging 64°F and winters around 52°F. Annual rainfall totals 19.6 inches spread over roughly 65 days.

Everyday prices in the San Francisco-Oakland-Fremont, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$128,333
vs US Median ($75,149)
+71%

Housing

Median Home Value
$1,112,900
Median Monthly Housing Cost
$1,647/mo

Everyday Prices in Moss Beach

BLS Average Prices for the San Francisco-Oakland-Fremont, CA (Metropolitan Statistical Area) area

$3.53
Gasoline (regular)
per gallon
+15% vs US
🥚
$2.88
Eggs (grade A, large)
per dozen
+15% vs US
🥛
$4.64
Milk (whole)
per gallon
+15% vs US
🍞
$2.13
Bread (white)
per lb
+15% vs US
🍗
$4.77
Chicken breast
per lb
+15% vs US
$0.31
Electricity
per kWh
+62% vs US

Climate in Moss Beach

NOAA 30-year normals (1991-2020)

58.7°F
Avg Temperature
19.6"
Rainfall / Year
65d
Rainy Days / Year
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High °F 58 61 63 66 68 72 73 73 75 72 64 58
Avg °F 51 54 56 57 60 63 64 65 65 63 56 51
Low °F 45 46 48 49 52 54 55 56 56 53 49 45
Rain" 3.9 4.0 2.7 1.4 0.5 0.1 0.0 0.0 0.1 0.8 2.0 4.1

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