Cost of Living in Montara, CA

With a cost of living index of 201, Montara, CA is one of the most expensive cities in the United States. Living here is 101% more expensive than the national average and 58% above the California state average of 144. Montara is a small community of 2,897 residents.

The median household income in Montara is $201,367, which is 168% higher than the national median of $75,149. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Montara. The area sees an average annual temperature of 58.7°F, with summers averaging 64°F and winters around 52°F. Annual rainfall totals 19.6 inches spread over roughly 65 days.

Everyday prices in the San Francisco-Oakland-Fremont, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.