Cost of Living in Lucerne, CA

With a cost of living index of 99, Lucerne, CA is right around the national average in cost. Living here is 1% cheaper than the national average and 45% below the California state average of 144. Lucerne is a small community of 3,156 residents.

Housing costs are the biggest factor in Lucerne's cost of living. The median monthly rent is $1,368 (4% above the US median of $1,319), and the median home value sits at $234,400 (23% below the national median of $304,900). At current prices, the median home costs roughly 4.9x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Lucerne is $47,460, which is 37% lower than the national median of $75,149. Residents spend roughly 35% of household income on rent. This exceeds the recommended 30% threshold, meaning many renters here are cost-burdened.

Climate is another factor for anyone considering a move to Lucerne. The area sees an average annual temperature of 59.8°F, with summers averaging 73°F and winters around 48°F. Annual rainfall totals 34.8 inches spread over roughly 86 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.