Cost of Living in Imperial, CA

With a cost of living index of 106, Imperial, CA is somewhat more expensive than average. Living here is 6% more expensive than the national average and 38% below the California state average of 144. Imperial is a smaller community of 20,943 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Imperial's cost of living. The median monthly rent is $1,396 (6% above the US median of $1,319), and the median home value sits at $344,700 (13% above the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Imperial is $83,214, which is 11% higher than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Imperial. The area sees an average annual temperature of 73.7°F, with summers averaging 91°F and winters around 57°F. Annual rainfall totals 2.4 inches spread over roughly 13 days. Hot summers are common, which can affect utility costs and lifestyle.

Everyday prices in the El Centro, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.