Cost of Living in Hamilton City, CA

With a cost of living index of 87, Hamilton City, CA is a very affordable place to live. Living here is 13% cheaper than the national average and 56% below the California state average of 144. Hamilton City is a small community of 2,295 residents.

Housing costs are the biggest factor in Hamilton City's cost of living. The median monthly rent is $865 (34% below the US median of $1,319), and the median home value sits at $278,800 (9% below the national median of $304,900). At current prices, the median home costs roughly 3.9x the median household income — a moderately affordable ratio by today's standards.

The median household income in Hamilton City is $70,665, which is 6% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Hamilton City. The area sees an average annual temperature of 63.2°F, with summers averaging 78°F and winters around 49°F. Annual rainfall totals 25.7 inches spread over roughly 73 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.