Cost of Living in Georgetown, CA

With a cost of living index of 98, Georgetown, CA is slightly more affordable than average. Living here is 2% cheaper than the national average and 46% below the California state average of 144. Georgetown is a small community of 2,580 residents.

Housing costs are the biggest factor in Georgetown's cost of living. The median monthly rent is $966 (27% below the US median of $1,319), and the median home value sits at $366,600 (20% above the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Georgetown is $90,381, which is 20% higher than the national median of $75,149. Residents spend roughly 13% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Georgetown. The area sees an average annual temperature of 52.2°F, with summers averaging 67°F and winters around 40°F. Annual rainfall totals 62.4 inches spread over roughly 90 days.

Everyday prices in the Sacramento-Roseville-Folsom, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.