Cost of Living in Clear Creek, CA

With a cost of living index of 91, Clear Creek, CA is slightly more affordable than average. Living here is 9% cheaper than the national average and 53% below the California state average of 144. Clear Creek is a small community of 273 residents.

Housing costs are the biggest factor in Clear Creek's cost of living. The median monthly rent is $1,110 (16% below the US median of $1,319), and the median home value sits at $231,900 (24% below the national median of $304,900). At current prices, the median home costs roughly 4.8x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Clear Creek is $48,417, which is 36% lower than the national median of $75,149. Residents spend roughly 28% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.