Cost of Living in Borrego Springs, CA

With a cost of living index of 101, Borrego Springs, CA is right around the national average in cost. Living here is 1% more expensive than the national average and 43% below the California state average of 144. Borrego Springs is a small community of 2,781 residents.

Housing costs are the biggest factor in Borrego Springs's cost of living. The median monthly rent is $981 (26% below the US median of $1,319), and the median home value sits at $396,400 (30% above the national median of $304,900). At current prices, the median home costs roughly 4.7x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Borrego Springs is $83,836, which is 12% higher than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Everyday prices in the San Diego-Chula Vista-Carlsbad, CA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 6 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.