Cost of Living in Ganado, AZ

With a cost of living index of 46, Ganado, AZ is one of the most affordable cities in the country. Living here is 54% cheaper than the national average and 43% below the Arizona state average of 89. Ganado is a small community of 615 residents.

Housing costs are the biggest factor in Ganado's cost of living. The median monthly rent is $352 (73% below the US median of $1,319), and the median home value sits at $23,200 (92% below the national median of $304,900). At current prices, the median home costs roughly 0.7x the median household income — well within traditional affordability guidelines.

The median household income in Ganado is $34,896, which is 54% lower than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Ganado. The area sees an average annual temperature of 49.2°F, with summers averaging 68°F and winters around 31°F. Annual rainfall totals 11.4 inches spread over roughly 76 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.