Cost of Living in Bluewater, AZ

With a cost of living index of 70, Bluewater, AZ is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and 19% below the Arizona state average of 89. Bluewater is a small community of 804 residents.

Housing costs are the biggest factor in Bluewater's cost of living. The median monthly rent is $928 (30% below the US median of $1,319), and the median home value sits at $102,400 (66% below the national median of $304,900). At current prices, the median home costs roughly 1.7x the median household income — well within traditional affordability guidelines.

The median household income in Bluewater is $61,818, which is 18% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Bluewater. The area sees an average annual temperature of 76.2°F, with summers averaging 96°F and winters around 57°F. Annual rainfall totals 4.3 inches spread over roughly 23 days. Hot summers are common, which can affect utility costs and lifestyle.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.