Cost of Living in Mill Creek, WV

With a cost of living index of 66, Mill Creek, WV is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 7% below the West Virginia state average of 73. Mill Creek is a small community of 699 residents.

Housing costs are the biggest factor in Mill Creek's cost of living. The median monthly rent is $842 (36% below the US median of $1,319), and the median home value sits at $112,500 (63% below the national median of $304,900). At current prices, the median home costs roughly 2.4x the median household income — well within traditional affordability guidelines.

The median household income in Mill Creek is $47,457, which is 37% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Mill Creek. The area sees an average annual temperature of 51.7°F, with summers averaging 70°F and winters around 33°F. Annual rainfall totals 47.2 inches spread over roughly 173 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.