Cost of Living in Hartford City, WV

With a cost of living index of 60, Hartford City, WV is one of the most affordable cities in the country. Living here is 40% cheaper than the national average and 14% below the West Virginia state average of 73. Hartford City is a small community of 529 residents.

Housing costs are the biggest factor in Hartford City's cost of living. The median monthly rent is $750 (43% below the US median of $1,319), and the median home value sits at $66,300 (78% below the national median of $304,900). At current prices, the median home costs roughly 1.2x the median household income — well within traditional affordability guidelines.

The median household income in Hartford City is $54,063, which is 28% lower than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Hartford City. The area sees an average annual temperature of 54.9°F, with summers averaging 75°F and winters around 35°F. Annual rainfall totals 44.2 inches spread over roughly 137 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.