Cost of Living in Harman, WV

With a cost of living index of 58, Harman, WV is one of the most affordable cities in the country. Living here is 42% cheaper than the national average and 15% below the West Virginia state average of 73. Harman is a small community of 116 residents.

Housing costs are the biggest factor in Harman's cost of living. The median monthly rent is $618 (53% below the US median of $1,319), and the median home value sits at $93,300 (69% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Harman is $30,625, which is 59% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Harman. The area sees an average annual temperature of 46.5°F, with summers averaging 64°F and winters around 28°F. Annual rainfall totals 56.7 inches spread over roughly 194 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.