Cost of Living in Roche Harbor, WA

With a cost of living index of 159, Roche Harbor, WA is one of the most expensive cities in the United States. Living here is 59% more expensive than the national average and 40% above the Washington state average of 119. Roche Harbor is a small community of 700 residents.

Housing costs are the biggest factor in Roche Harbor's cost of living. The median monthly rent is $1,500 (14% above the US median of $1,319), and the median home value sits at $927,000 (204% above the national median of $304,900). At current prices, the median home costs roughly 10.1x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Roche Harbor is $91,625, which is 22% higher than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they do not fully offset the higher cost of living.

Climate is another factor for anyone considering a move to Roche Harbor. The area sees an average annual temperature of 50.9°F, with summers averaging 60°F and winters around 42°F. Annual rainfall totals 18.5 inches spread over roughly 144 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.