Cost of Living in Neah Bay, WA

With a cost of living index of 61, Neah Bay, WA is one of the most affordable cities in the country. Living here is 39% cheaper than the national average and 59% below the Washington state average of 119. Neah Bay is a small community of 1,056 residents.

Housing costs are the biggest factor in Neah Bay's cost of living. The median monthly rent is $332 (75% below the US median of $1,319), and the median home value sits at $160,000 (48% below the national median of $304,900). At current prices, the median home costs roughly 2.8x the median household income — well within traditional affordability guidelines.

The median household income in Neah Bay is $56,974, which is 24% lower than the national median of $75,149. Residents spend roughly 7% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Neah Bay. The area sees an average annual temperature of 49.5°F, with summers averaging 58°F and winters around 42°F. Annual rainfall totals 101.3 inches spread over roughly 203 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.