Cost of Living in Mount Vernon, WA

With a cost of living index of 110, Mount Vernon, WA is somewhat more expensive than average. Living here is 10% more expensive than the national average and 9% below the Washington state average of 119. With a population of 35,312, Mount Vernon is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Mount Vernon's cost of living. The median monthly rent is $1,255 (5% below the US median of $1,319), and the median home value sits at $429,300 (41% above the national median of $304,900). At current prices, the median home costs roughly 5.9x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Mount Vernon is $73,277, which is 2% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Mount Vernon. The area sees an average annual temperature of 52.1°F, with summers averaging 61°F and winters around 44°F. Annual rainfall totals 19.9 inches spread over roughly 148 days.

Everyday prices in the Mount Vernon-Anacortes, WA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.