Cost of Living in Graham, WA

With a cost of living index of 144, Graham, WA is one of the most expensive cities in the United States. Living here is 44% more expensive than the national average and 25% above the Washington state average of 119. With a population of 35,090, Graham is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Graham's cost of living. The median monthly rent is $2,172 (65% above the US median of $1,319), and the median home value sits at $472,800 (55% above the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Graham is $115,501, which is 54% higher than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Graham. The area sees an average annual temperature of 51.9°F, with summers averaging 63°F and winters around 42°F. Annual rainfall totals 42 inches spread over roughly 168 days.

Everyday prices in the Seattle-Tacoma-Bellevue, WA (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.