Cost of Living in Garfield, WA

With a cost of living index of 82, Garfield, WA is a very affordable place to live. Living here is 18% cheaper than the national average and 37% below the Washington state average of 119. Garfield is a small community of 586 residents.

Housing costs are the biggest factor in Garfield's cost of living. The median monthly rent is $944 (28% below the US median of $1,319), and the median home value sits at $199,600 (35% below the national median of $304,900). At current prices, the median home costs roughly 3.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Garfield is $60,536, which is 19% lower than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Garfield. The area sees an average annual temperature of 48.6°F, with summers averaging 65°F and winters around 33°F. Annual rainfall totals 17.5 inches spread over roughly 114 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.