Cost of Living in Toms Brook, VA

With a cost of living index of 77, Toms Brook, VA is a very affordable place to live. Living here is 23% cheaper than the national average and 27% below the Virginia state average of 104. Toms Brook is a small community of 371 residents.

Housing costs are the biggest factor in Toms Brook's cost of living. The median monthly rent is $835 (37% below the US median of $1,319), and the median home value sits at $207,400 (32% below the national median of $304,900). At current prices, the median home costs roughly 3.6x the median household income — a moderately affordable ratio by today's standards.

The median household income in Toms Brook is $57,188, which is 24% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Toms Brook. The area sees an average annual temperature of 54.1°F, with summers averaging 74°F and winters around 34°F. Annual rainfall totals 39 inches spread over roughly 121 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.