Cost of Living in Stuart, VA

With a cost of living index of 67, Stuart, VA is one of the most affordable cities in the country. Living here is 33% cheaper than the national average and 38% below the Virginia state average of 104. Stuart is a small community of 1,681 residents.

Housing costs are the biggest factor in Stuart's cost of living. The median monthly rent is $564 (57% below the US median of $1,319), and the median home value sits at $177,700 (42% below the national median of $304,900). At current prices, the median home costs roughly 4.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Stuart is $41,500, which is 45% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Stuart. The area sees an average annual temperature of 59.5°F, with summers averaging 77°F and winters around 42°F. Annual rainfall totals 43.2 inches spread over roughly 125 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.