Cost of Living in Hartsville/Trousdale County, TN

With a cost of living index of 82, Hartsville/Trousdale County, TN is a very affordable place to live. Living here is 18% cheaper than the national average and in line with the Tennessee state average. Hartsville/Trousdale County is a smaller community of 11,805 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Hartsville/Trousdale County's cost of living. The median monthly rent is $805 (39% below the US median of $1,319), and the median home value sits at $284,100 (7% below the national median of $304,900). At current prices, the median home costs roughly 4.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Hartsville/Trousdale County is $63,190, which is 16% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Nashville-Davidson--Murfreesboro--Franklin, TN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.