Cost of Living in Isabel, SD

With a cost of living index of 58, Isabel, SD is one of the most affordable cities in the country. Living here is 42% cheaper than the national average and 16% below the South Dakota state average of 74. Isabel is a small community of 182 residents.

Housing costs are the biggest factor in Isabel's cost of living. The median monthly rent is $756 (43% below the US median of $1,319), and the median home value sits at $49,300 (84% below the national median of $304,900). At current prices, the median home costs roughly 0.7x the median household income — well within traditional affordability guidelines.

The median household income in Isabel is $70,625, which is 6% lower than the national median of $75,149. Residents spend roughly 13% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Isabel. The area sees an average annual temperature of 45.8°F, with summers averaging 70°F and winters around 22°F. Annual rainfall totals 16.1 inches spread over roughly 96 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.