Cost of Living in Warm Springs, OR

With a cost of living index of 64, Warm Springs, OR is one of the most affordable cities in the country. Living here is 36% cheaper than the national average and 43% below the Oregon state average of 106. Warm Springs is a small community of 2,446 residents.

Housing costs are the biggest factor in Warm Springs's cost of living. The median monthly rent is $553 (58% below the US median of $1,319), and the median home value sits at $121,500 (60% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Warm Springs is $58,203, which is 23% lower than the national median of $75,149. Residents spend roughly 11% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Warm Springs. The area sees an average annual temperature of 48.9°F, with summers averaging 65°F and winters around 35°F. Annual rainfall totals 8.5 inches spread over roughly 78 days.

Everyday prices in the Bend, OR (Metropolitan Statistical Area) metro area tend to run above the national average. Out of 6 common grocery and utility items tracked by the Bureau of Labor Statistics, 5 are priced higher than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.