Cost of Living in Umatilla, OR

With a cost of living index of 85, Umatilla, OR is a very affordable place to live. Living here is 15% cheaper than the national average and 22% below the Oregon state average of 106. Umatilla is a smaller community of 7,531 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Umatilla's cost of living. The median monthly rent is $1,076 (18% below the US median of $1,319), and the median home value sits at $191,000 (37% below the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Umatilla is $59,861, which is 20% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Umatilla. The area sees an average annual temperature of 53.9°F, with summers averaging 72°F and winters around 37°F. Annual rainfall totals 8.6 inches spread over roughly 80 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.