Cost of Living in Pacific City, OR

With a cost of living index of 116, Pacific City, OR is a notably expensive place to live. Living here is 16% more expensive than the national average and 10% above the Oregon state average of 106. Pacific City is a small community of 1,638 residents.

Housing costs are the biggest factor in Pacific City's cost of living. The median monthly rent is $1,226 (7% below the US median of $1,319), and the median home value sits at $518,800 (70% above the national median of $304,900). At current prices, the median home costs roughly 5.9x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Pacific City is $88,044, which is 17% higher than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Pacific City. The area sees an average annual temperature of 50.6°F, with summers averaging 57°F and winters around 45°F. Annual rainfall totals 67.3 inches spread over roughly 171 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.