Cost of Living in Harbor, OR

With a cost of living index of 101, Harbor, OR is right around the national average in cost. Living here is 1% more expensive than the national average and 5% below the Oregon state average of 106. Harbor is a small community of 2,154 residents.

Housing costs are the biggest factor in Harbor's cost of living. The median monthly rent is $1,279 (3% below the US median of $1,319), and the median home value sits at $316,600 (4% above the national median of $304,900). At current prices, the median home costs roughly 5.5x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Harbor is $57,778, which is 23% lower than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Climate is another factor for anyone considering a move to Harbor. The area sees an average annual temperature of 52.9°F, with summers averaging 57°F and winters around 49°F. Annual rainfall totals 58 inches spread over roughly 141 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.