Cost of Living in Harveysburg, OH

With a cost of living index of 75, Harveysburg, OH is one of the most affordable cities in the country. Living here is 25% cheaper than the national average and 3% below the Ohio state average of 78. Harveysburg is a small community of 767 residents.

Housing costs are the biggest factor in Harveysburg's cost of living. The median monthly rent is $933 (29% below the US median of $1,319), and the median home value sits at $164,400 (46% below the national median of $304,900). At current prices, the median home costs roughly 2.4x the median household income — well within traditional affordability guidelines.

The median household income in Harveysburg is $69,018, which is 8% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Harveysburg. The area sees an average annual temperature of 52.6°F, with summers averaging 72°F and winters around 32°F. Annual rainfall totals 42.4 inches spread over roughly 145 days.

Everyday prices in the Cincinnati, OH-KY-IN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.