Cost of Living in Findlay, OH

With a cost of living index of 75, Findlay, OH is one of the most affordable cities in the country. Living here is 25% cheaper than the national average and 3% below the Ohio state average of 78. With a population of 40,280, Findlay is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Findlay's cost of living. The median monthly rent is $917 (30% below the US median of $1,319), and the median home value sits at $183,300 (40% below the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Findlay is $57,344, which is 24% lower than the national median of $75,149. Residents spend roughly 19% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Findlay. The area sees an average annual temperature of 52.4°F, with summers averaging 73°F and winters around 30°F. Annual rainfall totals 33.8 inches spread over roughly 126 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.