Cost of Living in Chillicothe, OH

With a cost of living index of 70, Chillicothe, OH is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and 8% below the Ohio state average of 78. Chillicothe is a smaller community of 21,958 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Chillicothe's cost of living. The median monthly rent is $842 (36% below the US median of $1,319), and the median home value sits at $145,900 (52% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Chillicothe is $49,193, which is 35% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Chillicothe. The area sees an average annual temperature of 52.2°F, with summers averaging 72°F and winters around 32°F. Annual rainfall totals 40.3 inches spread over roughly 153 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.