Cost of Living in Apple Valley, OH

With a cost of living index of 89, Apple Valley, OH is a very affordable place to live. Living here is 11% cheaper than the national average and 11% above the Ohio state average of 78. Apple Valley is a smaller community of 5,125 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Apple Valley's cost of living. The median monthly rent is $1,165 (12% below the US median of $1,319), and the median home value sits at $262,500 (14% below the national median of $304,900). At current prices, the median home costs roughly 2.7x the median household income — well within traditional affordability guidelines.

The median household income in Apple Valley is $97,005, which is 29% higher than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Apple Valley. The area sees an average annual temperature of 50.6°F, with summers averaging 71°F and winters around 29°F. Annual rainfall totals 42.5 inches spread over roughly 153 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.