Cost of Living in Napoleon, ND

With a cost of living index of 64, Napoleon, ND is one of the most affordable cities in the country. Living here is 36% cheaper than the national average and 11% below the North Dakota state average of 74. Napoleon is a small community of 768 residents.

Housing costs are the biggest factor in Napoleon's cost of living. The median monthly rent is $850 (36% below the US median of $1,319), and the median home value sits at $85,000 (72% below the national median of $304,900). At current prices, the median home costs roughly 1.2x the median household income — well within traditional affordability guidelines.

The median household income in Napoleon is $68,068, which is 9% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Napoleon. The area sees an average annual temperature of 40.3°F, with summers averaging 66°F and winters around 13°F. Annual rainfall totals 20.9 inches spread over roughly 0 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.