Cost of Living in Seaboard, NC

With a cost of living index of 50, Seaboard, NC is one of the most affordable cities in the country. Living here is 50% cheaper than the national average and 35% below the North Carolina state average of 84. Seaboard is a small community of 624 residents.

Housing costs are the biggest factor in Seaboard's cost of living. The median monthly rent is $336 (75% below the US median of $1,319), and the median home value sits at $80,200 (74% below the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Seaboard is $19,746, which is 74% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.