Cost of Living in Holden Beach, NC

With a cost of living index of 121, Holden Beach, NC is a notably expensive place to live. Living here is 21% more expensive than the national average and 37% above the North Carolina state average of 84. Holden Beach is a small community of 1,047 residents.

Housing costs are the biggest factor in Holden Beach's cost of living. The median monthly rent is $1,375 (4% above the US median of $1,319), and the median home value sits at $562,500 (84% above the national median of $304,900). At current prices, the median home costs roughly 5.1x the median household income — a stretch for many buyers, though not uncommon in today's market.

The median household income in Holden Beach is $110,000, which is 46% higher than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Everyday prices in the Wilmington, NC (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.