Cost of Living in Garland, NC

With a cost of living index of 69, Garland, NC is one of the most affordable cities in the country. Living here is 31% cheaper than the national average and 15% below the North Carolina state average of 84. Garland is a small community of 914 residents.

Housing costs are the biggest factor in Garland's cost of living. The median monthly rent is $894 (32% below the US median of $1,319), and the median home value sits at $113,400 (63% below the national median of $304,900). At current prices, the median home costs roughly 1.9x the median household income — well within traditional affordability guidelines.

The median household income in Garland is $58,938, which is 22% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.