Cost of Living in Plainfield, NH

With a cost of living index of 119, Plainfield, NH is a notably expensive place to live. Living here is 19% more expensive than the national average and 17% above the New Hampshire state average of 102. Plainfield is a small community of 237 residents.

Housing costs are the biggest factor in Plainfield's cost of living. The median monthly rent is $1,721 (30% above the US median of $1,319), and the median home value sits at $353,600 (16% above the national median of $304,900). At current prices, the median home costs roughly 3.3x the median household income — a moderately affordable ratio by today's standards.

The median household income in Plainfield is $105,750, which is 41% higher than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Plainfield. The area sees an average annual temperature of 46°F, with summers averaging 68°F and winters around 23°F. Annual rainfall totals 38.1 inches spread over roughly 150 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.