Cost of Living in Gardnerville, NV

With a cost of living index of 121, Gardnerville, NV is a notably expensive place to live. Living here is 21% more expensive than the national average and 12% above the Nevada state average of 109. Gardnerville is a smaller community of 5,811 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Gardnerville's cost of living. The median monthly rent is $1,508 (14% above the US median of $1,319), and the median home value sits at $504,200 (65% above the national median of $304,900). At current prices, the median home costs roughly 7.4x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Gardnerville is $67,878, which is 10% lower than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability.

Climate is another factor for anyone considering a move to Gardnerville. The area sees an average annual temperature of 44.2°F, with summers averaging 59°F and winters around 31°F. Annual rainfall totals 20.5 inches spread over roughly 75 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.