Cost of Living in Roca, NE

With a cost of living index of 80, Roca, NE is a very affordable place to live. Living here is 20% cheaper than the national average and 8% above the Nebraska state average of 72. Roca is a small community of 172 residents.

Housing costs are the biggest factor in Roca's cost of living. The median monthly rent is $1,075 (18% below the US median of $1,319), and the median home value sits at $191,700 (37% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Roca is $90,500, which is 20% higher than the national median of $75,149. Residents spend roughly 14% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Roca. The area sees an average annual temperature of 51.5°F, with summers averaging 74°F and winters around 28°F. Annual rainfall totals 29.5 inches spread over roughly 100 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Everyday prices in the Lincoln, NE (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.