Cost of Living in Lindsay, NE

With a cost of living index of 67, Lindsay, NE is one of the most affordable cities in the country. Living here is 33% cheaper than the national average and 5% below the Nebraska state average of 72. Lindsay is a small community of 298 residents.

Housing costs are the biggest factor in Lindsay's cost of living. The median monthly rent is $717 (46% below the US median of $1,319), and the median home value sits at $162,500 (47% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Lindsay is $77,500, which is 3% higher than the national median of $75,149. Residents spend roughly 11% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Lindsay. The area sees an average annual temperature of 49.2°F, with summers averaging 73°F and winters around 25°F. Annual rainfall totals 27 inches spread over roughly 98 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.