Cost of Living in Terry, MT: What You Need to Know

With a cost of living index of 81, Terry, MT is a very affordable place to live. Living here is 19% cheaper than the national average and 7% below the Montana state average of 89. Terry is a small community of 430 residents.

The median household income in Terry is $36,154, which is 52% lower than the national median of $75,149. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Terry. The area sees an average annual temperature of 46.2°F, with summers averaging 71°F and winters around 22°F. Annual rainfall totals 12.9 inches spread over roughly 87 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Housing

Median Home Value

$104,300

Median Monthly Housing Cost

$550/mo

Climate in Terry

NOAA 30-year normals (1991-2020)

46.2°F

Avg Temperature

12.9"

Rainfall / Year

87d

Rainy Days / Year

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	30	35	47	58	68	79	89	87	76	59	44	33
Avg °F	20	24	35	46	56	66	74	73	61	46	33	22
Low °F	9	13	23	33	43	53	60	58	47	34	21	12
Rain"	0.3	0.3	0.6	1.5	2.7	2.5	1.5	0.9	1.1	1.0	0.3	0.2

Cost of Living in Terry, MT