Cost of Living in St. Regis, MT

With a cost of living index of 76, St. Regis, MT is a very affordable place to live. Living here is 24% cheaper than the national average and 13% below the Montana state average of 89. St. Regis is a small community of 344 residents.

Housing costs are the biggest factor in St. Regis's cost of living. The median monthly rent is $908 (31% below the US median of $1,319), and the median home value sits at $186,100 (39% below the national median of $304,900). At current prices, the median home costs roughly 3.7x the median household income — a moderately affordable ratio by today's standards.

The median household income in St. Regis is $50,833, which is 32% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to St. Regis. The area sees an average annual temperature of 47.7°F, with summers averaging 67°F and winters around 30°F. Annual rainfall totals 16.4 inches spread over roughly 111 days.

Everyday prices in the Missoula, MT (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.